I went to the biggest dealership in town, and I went to buy my car with a big smile on my face. They ran my credit, and since I’m so young, my credit history wasn’t great. I got a lender that was going to charge me 20% interest on my car payments, and even though I thought it was kind of high, I agreed because I was anxious to get a car to get on the road. Man, was I ever sorry about my decision. It was within the first six months of buying the car when I was ready to slash my payments.
I found that my monthly payments were coming up to $427 a month with my insurance. The car payments alone were over $300 a month, I couldn’t believe that I was paying so much money. I learned about refinancing because my mother had constantly been telling me to get another loan, but I didn’t know that getting a whole other loan was refinancing the car. After learning what I needed to do to get myself lower payments, I went to Ignition Financial because I stumbled upon their website and liked what I saw.
Ignition Financial has their refinancing application on their website, which made it very easy for me to sign up for services. I only needed to go down to their office, and when I got my application approved, it wasn’t very long before I got positive information from them letting me know that I could come to their offices. I sat and talked to the nicest guy, who just so happened to own a car just like mine. Not only did we talk about the different benefits that the car had, but he also let me know what he was paying for his car, and I told him I would like the same deal.
The man was so professional and so kind, and he was able to talk with different lenders on my behalf to get me a deal that was out of this world. Just because I had done a good job on making my payments and had decent credit, I was able to lower my payments by $100 a month, which is great. He even told me that in the future I could try to refinance again to lower my payments even further, which is even better news for me.
I’m the type of person who doesn’t take ‘no’ for an answer. I work hard for what I have and knew that there had to be better out there for me in terms of what I was being charged for my monthly car loan. I’m glad that I didn’t stop looking and chose to work with a great company like Ignition Financial because they’ve made such a big difference in my monthly payments. I’ve already recommended people that I know to Ignition Financial because of their great service, and I also know they’ll love the company.